Property Finance

For investors, by investors

The Team at Harvey Bowes are experienced mortgage advisors, well versed at solving complicated and specialist cases.

Call Us

+44 2921 754 150

Find Us

Floor 7, Clarence House
Clarence Place
Newport, NP19 7AA

Call Us

+44 2921 754 150

Find Us

Floor 7, Clarence House
Clarence Place
Newport, NP19 7AA

Our Strengths

Dedicated Team


We allocate a skilled mortgage broker and a case manager for each case; which means your application is processed with deftness, speed and certainty


Property Investors


Our Mortage Brokers are investors themselves, they have a practical knowledge with an investor mindset


Experts at Deal Structuring


We structure finance packages with creativity and integrity in order to help you save money and momentum invest.


Strategic Partnerships

We have built special relationships with key lenders in the property investment arena in order to deliver bespoke products, specialist underwriting and inrivalled service.


Commercial Mortgages

You may need to purchase new premises, or a commercial property to rent out; get a remortgage to acquire additional funds for further commercial development, expansion or cash-flow.

You may also be looking to purchase a business which is directly related to the property in which it operates, for example, a Hotel.

The assessment of commercial mortgages is somewhat more traditional than residential mortgages. Having a mortgage broker who can advise and package the mortgage application in the best possible light is key to success.

Buy to Let

As Buy To Let investors ourselves, we fully understand the objectives, the pitfalls and advantages of property investment. The strategy for acquiring the right mortgage for your buy to let purchase or remortgage is not just about the lowest rate mortgage, although competitive rates are important.

At Harvey Bowes, we want to understand your long-term objectives and understand how you plan to get there – that way we can help with mortgage advice tailored to you personally.

HMO Mortgage

HMO mortgages are available primarily from specialist lenders. The financial products they offer are designed with the investor and property in mind.

We give you access to a specialist sector, a diverse range of HMO finance products and we bring the right investors, property and lender together

Bridging Finance

Short term finance can be used for a wide variety of property transactions. Sometimes to raise funds very quickly, other times to allow refurbishment or perhaps where a change of use is required before the property is suitable for mainstream mortgage funding.

When securing this type of funding, one of the most significant factors in assessing whether to lend will be the robustness of the exit.

We plan it all for you, from initial funding to re-finance


On two occasions to date, Howard has demonstrated to me his keen awareness of the mortgage market. On both occasions, I have acted on his advise and benefitted greatly by doing so

N Hubert, London

“I was going through some quite serious financial difficulties and was really glad that Rowena recommended you to me. Once again thank you for the speedy and professional way you handled things for me”

Mr J Vivian, Child Okeford

“We have worked with Rachel for a number of years, and have found Rachel to consistently deliver outstanding results, highly recommended”

Mr & Mrs Watson, Bristol

“I have dealt with a fair few financial advisers in my 20 years of having a mortgage and can honestly say I have never had such a caring, enthusiastic, honest and keeping me informed on every step of the way which led to a very quick closure. Thank you so much Rachel”

Mr P Bannister, New Milton

“I’d like to thank the team at Harvey Bowes for a fast result to what was becoming a serious problem. I’ll not hesitate to use you whenever reviewing or extending my portfolio”

Mr Taylor, Pitlochry

“Rachel and Howard have looked after my mortgages for the past 10 years, I’d feel confident recommending them to anyone who needs advice on their own mortgage or for buy-to-lets”

Mr D Baglow, Caerleon

“Getting divorced and all that goes with it is an exhausting and worrying experience. I’d like to thank you all personally for looking after the money side of the changes in my circumstances. You really have helped me, not only by providing a mortgage deal but more importantly for the way you’ve helped with advice and by always keeping me informed all the way…”

Mrs R Marsh, Cardiff

“We received great service from Howard and Rachel. I would not hesitate to recommend them to anyone requiring Mortgage and financial advice”

Mrs C Cropp, Poole

“Howard has got a wide range of contacts and a deep knowledge of his business so he gave good advise, swiftly and efficiently”

Mr S Rigby, Blandford Forum

“It was Howard who made the purchase of our house possible, we could not have done it without him. An excellent operator”

Mr R Benham, London

“Howard has sourced affordable mortgages for us, even when we were self-employed and considered high risk. He is professional and has only ever provided sound advice. His service has been timely and of a good standard. I will definitely use him again and have no hesitation in recommending him to others”

Mrs S Unsted, Magor

Howard gives a very professional personal service looking after the client’s needs and he is completely open and honest about finding the best mortgage to suit your needs, not his. He will tell you what is in your best interest even if that is staying with your current provider until the products on offer change. I have recommended Howard to various colleagues and I would instantly recommend his services to any family, friends and business contacts who I thought could use his help”

Mr T Clark, Bournemouth

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