The people behind your investmentHarvey Bowes, Newport based mortgage advisors who employ a fresh and positive approach to mortgage broking. Offering mortgages from a wide panel of lenders, which means that we work for you as our client and not a financial institution. By talking to Harvey Bowes, you access a huge range of lenders without spending your time and effort traipsing the high street yourself.
Harvey Bowes are mortgage experts, unlike comparison websites, we have the knowledge to support a tailored recommendation. And unlike any High Street Bank, we can access mortgage deals from multiple lenders. Why spend hours or even days visiting lenders websites, or trundling down the high street visiting bank after bank when you can have your own professional mortgage broker seek out the best funding solution for you? The mortgage market has changed significantly and will continue to evolve. By using a broker who operated in the market day to day, you benefit not only from expert advice but also from expert knowledge of the lender criteria. What the lenders accept in terms of income to assess how much a person can borrow, right through to acceptable property types and ways of repaying the mortgage, vary from lender to lender. And more so in recent years. A homeowner would be hard pressed to understand all the choices available, just as we as mortgage brokers are not expert Carpenters or or understand Engineering. The key point is to use a mortgage broker to give you expert advice. Your home is likely to be your biggest personal investment, so make sure you get the right advice to finance it and protect it.
We pride ourselves on providing exceptional customer service. We make sure we keep our clients informed every step of the way, you can choose to have a phone call with updates or a regular email – or both. We’ll also endeavor to get all of the supporting paperwork from you at the beginning of the application and that way there are little delays if the lender happens to ask for something extra to support your application. That way we can process your application quickly. And it does not end once your mortgage has completed. We’ll offer you a mortgage review whenever you need one as you never know when circumstances may change. We’ll also contact you when your mortgage deal comes to an end, and offer to find the next great mortgage deal. Our clients benefit from a comprehensive range of mortgages and straight talking advice. We do not operate an off-shore call centre, or confusing multiple choice telephone system. Our calls are answered here in the UK and we have qualified mortgage advisors eager to take your call.
Howard Bowes is a seasoned property investor and award-winning property finance broker.
With a true passion for property investment, Howard enjoys every moment of being at the forefront of funding deals for his clients as well as seeking out new property investment opportunities for himself and his joint venture partners.
Howard is a strong believer in personal development and created the South Wales Property Meet, a property networking event as a platform to create opportunities, develop key industry relationships and continue to build expert knowledge.
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