Specialist Property Finance

Funding Solutions
For Serious Investors

From first-time landlords to portfolio professionals, we structure finance for property investors who want to scale. Commercial, development, BTL, bridging – with 30+ years of experience and real investor insight.

£150M+Funded
500+Investors Helped
30+Years Experience

Discuss Your Investment

Tell us about your project and we'll structure the right funding.

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30+ Years Experience
4.9★ Google Rating
FCA Regulated
UK Wide Coverage

Finance For Every Investment Strategy

Whether you're building your first portfolio or scaling a property empire, we structure funding that matches your ambition.

Portfolio Investors

Multi-property portfolios, refinancing for growth, limited company structures, and complex arrangements handled with expertise.

Commercial Investors

Office, retail, industrial, and mixed-use property finance. From single assets to nationwide commercial portfolios.

First-Time Investors

Starting your property journey? We make the process clear and help you access institutional-grade lending from day one.

Property Finance Solutions That Scale

Access the full spectrum of property funding – from bridging to development, BTL to commercial.

Buy-To-Let Mortgages

Flexible finance for individual and portfolio landlords. Market-leading rates with investor-friendly criteria.

  • Portfolio Loan Options
  • Remortgage to Raise Capital
  • Limited Company Structures
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Bridging Finance

Short-term loans for when you need to move fast. Perfect for auctions, chain breaks, or refurbishment projects.

  • Speedy Capital Access
  • Refurbishment-Friendly
  • Up to 100% Funding Available
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HMO Mortgages

Specialist finance for Houses in Multiple Occupation. Funding for both established HMOs and conversion projects.

  • HMO & Conversion Funding
  • Access to Specialist Lenders
  • High-Yield Strategies
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Serviced Accommodation

Finance solutions for holiday lets and short-term rental properties. Income-based valuations with wide lender choice.

  • Short-Term Let Options
  • Airbnb-Friendly Lenders
  • Seasonal Income Assessed
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Second Charge Mortgages

Unlock property equity without remortgaging. Keep your existing mortgage in place while raising capital.

  • Keep Existing Mortgage
  • Fast, Flexible Access
  • Equity-Based Lending
Learn More →

Not Sure Where To Start?

Our expert team is here to guide you through every stage of your property journey. Book a free consultation to get clarity, next steps, and answers.

Book Your Free Consultation
Official Sponsor

Proud to Present the Property Investor Awards Wales

Harvey Bowes is honoured to sponsor the PIAW, celebrating excellence and achievement in Welsh property investment. Join us in recognising the investors who are building wealth, creating homes, and transforming communities across Wales.

View Awards Gallery

What Our Clients Say

★★★★★

"The Harvey Bowes team arranged my first mortgage. Jo Owen was very proactive in contacting solicitors and pushing the process forward."

Ben Lowrey
★★★★★

"A great service, Tom has gone above and beyond to secure this very tricky refinance in very tumultuous times!"

George Jackson
★★★★★

"Absolutely fantastic service, navigating some incredibly complex and challenging cases for us. Best creative knowledge in the industry."

Jennings Property
G 4.9 out of 5 based on 27 reviews
Property Networking

South Wales Property Meet

Join our monthly networking events. Connect with investors, hear from expert speakers, and grow your network.

Property Education

Learn From Our Experts

Free educational content to help you on your property investment journey.

View All Videos →
Property Investment Guide 2024

The Ultimate GUIDE to PROPERTY INVESTMENT (2024)

Comprehensive Guide
Creative Finance Explained

How to Fund Property Deals (Creative Finance Explained)

Funding Strategies
Bridging Finance Tips

3 Ways to Use Bridging Finance

Bridging Loans
Refurbishment Mortgages

How To Finance A House Renovation

Refurbishment Finance
Bridging Finance FAQ

Bridging Finance: 7 Burning Questions Answered

FAQ

Get In Touch

Don't hesitate to contact us today! Our team of experts are ready to guide you through the process.

7 Bridge Street, Newport, NP20 4AL