Property Finance

For investors, by investors

The Team at Harvey Bowes are experienced mortgage brokers, well versed at solving complicated and specialist finance cases. We will find the best mortgage solution adapted to your requirements.

Call Us

+44 2921 754 150

Find Us

Floor 7, Clarence House Clarence Place Newport, NP19 7AA

Call Us

+44 2921 754 150

Find Us

Floor 7, Clarence House Clarence Place Newport, NP19 7AA

Our Strengths

Dedicated Team

We allocate a skilled mortgage advisor and a case manager for each case; which means your application is processed with deftness, speed and certainty.

Property Investors

Our mortage brokers are investors themselves, they have a practical knowledge with an investor mindset.

Experts at Deal Structuring

We structure the best finance packages with creativity and integrity in order to help you save money and momentum invest.

Strategic Partnerships

We have built special relationships with key lenders in the property investment arena in order to deliver bespoke products, specialist underwriting and unrivalled service

Commercial Mortgages

You may need to purchase new premises, or a commercial property to rent out; get a remortgage to acquire additional funds for further commercial development, expansion or cash-flow. You may also be looking to purchase a business which is directly related to the property in which it operates, for example, a Hotel. The assessment of commercial mortgages is somewhat more traditional than residential mortgages. Having a mortgage broker who can advise and package the mortgage application in the best possible light is key to success.

Buy to Let

As Buy To Let investors ourselves, we fully understand the objectives, the pitfalls and advantages of property investment. The strategy for acquiring the right mortgage for your buy to let purchase or remortgage is not just about the lowest rate mortgage, although competitive rates are important. At Harvey Bowes, we want to understand your long-term objectives and understand how you plan to get there – that way we can help with mortgage advice tailored to you personally.

HMO Mortgage

HMO mortgages are available primarily from specialist lenders. The financial products they offer are designed with the investor and property in mind. We give you access to a specialist sector, a diverse range of HMO finance products and we bring the right investors, property and lender together

Serviced Accommodations

With more and more people using online services such as Airbnb, rather than traditional hotel bookings, more and more property investors sees a great opportunity to generate additional incomes from Holiday let rental. At Harvey Bowes, we have identified and nurtured relationships with key Lenders in the area and can help you find the best mortgage loan company offering serviced accommodation mortgages.

Bridging Finance

Short term finance can be used for a wide variety of property transactions. Sometimes to raise funds very quickly, other times to allow refurbishment or perhaps where a change of use is required before the property is suitable for mainstream mortgage funding. When securing this type of funding, one of the most significant factors in assessing whether to lend will be the robustness of the exit. We plan it all for you, from initial funding to re-finance


On two occasions to date, Howard has demonstrated to me his keen awareness of the mortgage market. On both occasions, I have acted on his advise and benefitted greatly by doing so

N Hubert, London

“I was going through some quite serious financial difficulties and was really glad that Rowena recommended you to me. Once again thank you for the speedy and professional way you handled things for me”

Mr J Vivian, Child Okeford


“As starting foreign property investors it is not easy to get your project financed. Through a sourcing partner we got into contact with Paul Davies. Paul directly started looking for options and possibilities others didn’t see and he found the best solutions for us. No matter what we asked, he found an answer. Paul is quick and flexible but most of all a very pleasant partner to work with. As a broker but also as a person.”

Jos Struik, Netherlands 


“Harvey Bowes have been absolutely fantastic, Howard’s knowledge has been invaluable and Jo has been an absolute star!”

Lou Sullivan, Birmingham

“I’d like to thank the team at Harvey Bowes for a fast result to what was becoming a serious problem. I’ll not hesitate to use you whenever reviewing or extending my portfolio”

Mr Taylor, Pitlochry

“Rachel and Howard have looked after my mortgages for the past 10 years, I’d feel confident recommending them to anyone who needs advice on their own mortgage or for buy-to-lets”

Mr D Baglow, Caerleon






“Been using Harvey Bowes for 3 years now. Always at the end of the phone. Great service”

Vikas Gupta, London

“Fantasic service. After trying three previous mortgage brokers and having nothing but trouble I can highly recommend Harvey Bowes. They offer a professional service and understood exactly what I needed. The advice was great and I was kept up to date with what was happening, I didn’t need to keep chasing them. My house purchase completed within 7 weeks. I would highly recommend their service and I will definitely use them again.”

Leila Smith, Wolverhampton




“Getting divorced and all that goes with it is an exhausting and worrying experience. I’d like to thank you all personally for looking after the money side of the changes in my circumstances. You really have helped me, not only by providing a mortgage deal but more importantly for the way you’ve helped with advice and by always keeping me informed all the way…”

Mrs R Marsh, Cardiff

“I have used other mortgage brokers in the past but after Harvey Bowes were recommended to me I found their advice & service to be accurate, responsive & professional. I couldn’t ask for more. I will definitely be working with them again. Paul Davies & Jo Drew were particularly helpful in guiding my property business through the financing process. Well done!”

Neil O’Sullivan, Hertfordshire


“Done a remortgage for me. Was quick and easy work from Joel and the team. Definitely very knowledgeable and helpful. 100% reccomend them.”

Romy Khunti, Leicester




“It was Howard who made the purchase of our house possible, we could not have done it without him. An excellent operator”


Mr R Benham, London

“Howard has sourced affordable mortgages for us, even when we were self-employed and considered high risk. He is professional and has only ever provided sound advice. His service has been timely and of a good standard. I will definitely use him again and have no hesitation in recommending him to others”

Mrs S Unsted, Magor

Howard gives a very professional personal service looking after the client’s needs and he is completely open and honest about finding the best mortgage to suit your needs, not his. He will tell you what is in your best interest even if that is staying with your current provider until the products on offer change. I have recommended Howard to various colleagues and I would instantly recommend his services to any family, friends and business contacts who I thought could use his help”

Mr T Clark, Bournemouth 

“Paul is exceptional in his working.. He is always there to answer any questions and he goes over and above his day job in out of hours if required. There are not that many reliable mortgage brokers out there with the qualities which Paul has got. His knowledge in property is 2nd to none and I have every confidence that Paul will deliver when he says he will and without fail. Thank you Paul for your efforts in helping me build my property portfolio. You are 2nd to none.”

Matt Baker, Surrey

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